@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;550;600;650;700&family=Manrope:wght@400;500;600;650;700;750;800&display=swap');
:root{--wine:#722f40;--wine-dark:#54212f;--ink:#292c2b;--muted:#747570;--cream:#f7f5f0;--line:#e8e6e0;--green:#52654f}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--ink);background:#fff;font:15px 'DM Sans',sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{outline-offset:5px}button{cursor:pointer}img{display:block;width:100%;object-fit:cover}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:'Manrope',sans-serif}h2{font-size:30px;line-height:1.35;letter-spacing:-1.1px;font-weight:650}h3{font-size:20px;letter-spacing:-.5px}p{line-height:1.8;color:var(--muted)}.wrap{max-width:1200px;margin:auto;padding-left:28px;padding-right:28px}.nav{height:94px;max-width:1320px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:0 48px;gap:30px}.brand{display:flex;align-items:center;gap:11px;color:var(--wine);flex-shrink:0}.brand-mark{position:relative;width:35px;height:38px;display:inline-block}.brand-mark:before,.brand-mark:after{content:'';position:absolute;background:var(--wine);width:12px;transform:skew(-27deg);border-radius:2px}.brand-mark:before{height:32px;left:5px;top:6px}.brand-mark:after{height:23px;left:23px;top:0}.brand-name{font-size:29px;font-family:'Manrope',sans-serif;font-weight:800;letter-spacing:-1.5px}.brand-name small{font:10px 'DM Sans',sans-serif;letter-spacing:3px;display:block;text-align:center;margin-top:-2px}.nav-links{display:flex;gap:31px;align-items:center;font-size:13px}.nav-links a:hover,.nav-links a.active{color:var(--wine)}.nav-links a.active{position:relative}.nav-links a.active:after{content:'';width:4px;height:4px;background:var(--wine);border-radius:50%;position:absolute;bottom:-10px;left:50%}.button{background:var(--wine);color:white;display:inline-flex;justify-content:center;align-items:center;gap:27px;padding:17px 24px;border:1px solid var(--wine);border-radius:6px;font-size:13px;font-weight:600;transition:background .2s,transform .2s}.button:hover{background:var(--wine-dark);transform:translateY(-1px)}.button span{font-size:19px;font-weight:400}.nav .button{padding:13px 20px;font-size:12px;gap:24px}.menu-toggle{display:none;border:0;background:transparent;font-size:23px;color:var(--wine)}.hero{background:var(--cream)}.hero-inner{max-width:1440px;margin:auto;display:grid;grid-template-columns:1fr 1fr;min-height:550px}.hero-copy{padding:69px 40px 55px max(48px,calc((100vw - 1144px)/2));align-self:center}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.8px;color:var(--wine);display:flex;align-items:center;gap:9px}.eyebrow>span{width:6px;height:6px;background:var(--wine);border-radius:100%}h1{font-size:62px;line-height:1.13;font-weight:550;letter-spacing:-3px;margin-top:24px;margin-bottom:24px}h1 em{color:var(--wine);font-style:normal}.hero-copy>p{max-width:425px;font-size:15px;line-height:1.85}.hero-buttons{display:flex;align-items:center;gap:27px;margin-top:29px}.text-link{font-size:12px;font-weight:600;display:inline-flex;align-items:center;gap:16px}.text-link:hover{color:var(--wine)}.hero-checks{display:flex;gap:23px;margin-top:26px;font-size:11px;color:#777a72}.hero-checks span:first-letter{color:var(--green)}.hero-image{position:relative;min-height:550px;overflow:hidden;border-bottom-left-radius:90px}.hero-image>img{height:100%;position:absolute;inset:0;object-position:48% center}.image-note{position:absolute;bottom:53px;left:30px;display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.94);padding:18px 22px;border-radius:8px;font-size:12px;line-height:1.7;box-shadow:0 8px 35px #0000000d}.image-note strong{font-weight:600}.note-icon{color:var(--wine);font-size:28px;background:#f6efef;border-radius:50%;width:43px;height:43px;text-align:center}.photo-label{position:absolute;right:28px;bottom:24px;color:#fff;font-size:8px;letter-spacing:2px;text-shadow:0 1px 8px #000}.sim-section{padding-top:47px}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:25px;margin-bottom:26px}.section-heading h2{font-size:26px;margin-top:10px}.small-note{font-size:11px;color:var(--muted);padding-bottom:5px}.simulator{border:1px solid var(--line);border-radius:12px;display:grid;grid-template-columns:1fr 320px;overflow:hidden;box-shadow:0 8px 35px #30292305}.sim-controls{padding:25px 29px}.field label,.field-label{display:block;font-size:11px;font-weight:600;margin-bottom:10px}.sim-fields{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:21px}.select-wrap select,.field input:not([type=range]),.field select{width:100%;padding:13px 14px;background:#fff;border:1px solid var(--line);border-radius:5px;color:var(--ink);height:46px}.sim-controls>.field select{background:#faf9f6}.range-heading{display:flex;align-items:center;justify-content:space-between;gap:12px}.range-heading input[type=number]{max-width:130px;font-weight:650;text-align:right;height:37px!important;color:var(--wine)!important;padding:7px!important}.range-heading label{margin:0}.input-unit{display:flex;align-items:center;gap:7px;font-size:12px}input[type=range]{width:100%;accent-color:var(--wine);height:4px;margin:23px 0 10px;cursor:pointer}.range-ends{display:flex;justify-content:space-between;font-size:9px;color:#8b8c85}.sim-result{background:var(--wine);color:#fff;padding:25px 28px}.sim-result>span{font-size:11px;color:#e2cbd2}.monthly{font-family:'Manrope',sans-serif;font-size:39px;letter-spacing:-1.7px;margin:4px 0 12px;font-weight:600}.monthly small{font:11px 'DM Sans',sans-serif;letter-spacing:0;color:#e2cbd2}.rate-line{font-size:10px;color:#eadce0;display:flex;justify-content:space-between;margin-bottom:18px}.sim-result .button{background:#fff;color:var(--wine);border-color:#fff;width:100%;padding:13px 12px;gap:20px}.sim-result .button:hover{background:#f5ecef}.sim-result>p{font-size:9px;color:#ddc6cc;text-align:center;margin-top:9px;line-height:1.5}.credit-warning{font-size:9px;text-align:center;margin-top:15px;color:#85847e}.offers{padding-top:66px;padding-bottom:70px}.offer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.offer-card{border:1px solid var(--line);border-radius:10px;overflow:hidden;transition:transform .2s,box-shadow .2s}.offer-card:hover{transform:translateY(-4px);box-shadow:0 12px 30px #3029230a}.card-image{height:200px;position:relative;overflow:hidden}.card-image img{height:100%;transition:transform .4s}.offer-card:hover img{transform:scale(1.04)}.card-image>span{position:absolute;top:16px;left:16px;padding:7px 9px;background:#fffffff0;border-radius:3px;font-size:8px;letter-spacing:1.1px;font-weight:600}.card-content{padding:24px}.card-content h3{font-size:19px;display:flex;justify-content:space-between}.card-content h3 span{color:var(--wine);font-weight:400}.card-content p{font-size:12px;margin:11px 0 17px;line-height:1.8}.card-link{color:var(--wine);font-size:11px;font-weight:600}.approach{background:var(--cream);padding:65px 0}.approach-inner{display:grid;grid-template-columns:1fr 1fr;gap:100px}.approach h2{margin:16px 0}.approach p{font-size:13px}.approach .text-link{margin-top:22px}.steps article{display:flex;gap:22px;padding:21px 0;border-bottom:1px solid #e5e1d9}.steps article:first-child{padding-top:0}.steps article:last-child{border:0}.steps 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strong{font-size:12px;margin-bottom:5px}.footer-bottom{border-top:1px solid #e4e2db;margin-top:30px;padding-top:19px;font-size:10px;color:var(--muted);display:flex;justify-content:space-between}.demo-note{font-size:10px;color:var(--muted);margin-top:17px;line-height:1.7}.page-hero{background:var(--cream);padding:60px 0}.breadcrumb{font-size:11px;color:var(--muted);margin-bottom:24px}.page-hero h1{font-size:46px;margin:12px 0 20px;max-width:800px}.page-hero p{max-width:670px;font-size:15px}.editorial{padding-top:60px;padding-bottom:60px}.product-section{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center;margin-bottom:70px;scroll-margin-top:40px}.product-section>img{height:340px;border-radius:12px}.product-section:nth-child(even)>img{order:2}.product-section h2{margin:12px 0 17px}.product-section p{font-size:14px;margin-bottom:18px}.product-section .button{margin-top:10px}.product-facts{display:flex;gap:22px;padding:16px 0;font-size:11px;border-top:1px solid var(--line);color:var(--wine)}.article-content{max-width:820px;margin:0 auto}.article-content h2{font-size:24px;margin:35px 0 15px}.article-content h3{font-size:17px;margin:25px 0 10px}.article-content p{font-size:14px;margin-bottom:18px}.article-content ul{padding-left:20px;color:var(--muted);font-size:14px;line-height:2}.callout{padding:23px;border-radius:8px;background:var(--cream);margin:25px 0;font-size:13px;line-height:1.8}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.contact-grid h2{font-size:26px;margin-bottom:18px}.contact-grid p{font-size:14px;margin-bottom:20px}.contact-form{display:grid;gap:20px}.contact-form textarea{width:100%;min-height:140px;padding:13px;border:1px solid var(--line);border-radius:5px;resize:vertical;font:inherit}dialog{border:0;padding:0;border-radius:14px;width:min(860px,calc(100% - 28px));max-height:90vh;color:var(--ink);box-shadow:0 30px 100px #0003}dialog::backdrop{background:#24272388;backdrop-filter:blur(4px)}.dialog-head{display:flex;justify-content:space-between;align-items:center;padding:23px 30px;border-bottom:1px solid var(--line)}.dialog-head .brand-name{font-size:23px}.close-dialog{border:0;background:var(--cream);width:33px;height:33px;border-radius:50%;font-size:23px;color:var(--muted)}.dialog-body{padding:28px 32px}.dialog-body h2{font-size:27px;margin:10px 0}.dialog-body>p{font-size:13px;margin-bottom:22px}.progress{display:flex;gap:5px;margin-bottom:24px}.progress span{height:3px;background:var(--line);flex:1}.progress span.done{background:var(--wine)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.full{grid-column:1/-1}.check-label{display:flex;gap:10px;align-items:flex-start;font-size:11px;line-height:1.7;color:var(--muted)}.check-label input{accent-color:var(--wine);margin-top:4px}.dialog-actions{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-top:25px}.back-button{background:none;border:0;color:var(--muted);font-size:12px;padding:12px 0}.summary-box{background:var(--cream);padding:22px;border-radius:8px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}.summary-box span{font-size:10px;color:var(--muted);display:block;margin-bottom:6px}.summary-box strong{font-size:18px;color:var(--wine);font-weight:600}.notice{background:#f9f1e6;color:#7a5931;border:1px solid #ecdfcb;border-radius:6px;padding:13px 16px;font-size:11px;line-height:1.7;margin:18px 0}.success-icon{background:#edf1e9;width:45px;height:45px;color:var(--green);display:grid;place-items:center;border-radius:50%;font-size:24px;margin-bottom:16px}.downloads{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}.button.secondary{background:#fff;color:var(--wine);border:1px solid #d8c6cc}.table-wrap{overflow:auto;max-height:320px;border:1px solid var(--line);border-radius:5px;margin-top:18px}table{border-collapse:collapse;width:100%;font-size:11px;text-align:right;white-space:nowrap}th,td{padding:11px 13px;border-bottom:1px solid var(--line)}th{background:var(--cream);position:sticky;top:0;font-weight:600}td:first-child,th:first-child{text-align:left}.email-preview{font-size:12px;line-height:1.8;white-space:pre-wrap;background:var(--cream);padding:20px;border-radius:6px;margin:15px 0}.status-text{font-size:13px;color:var(--wine);line-height:1.8}.error{color:#b02535;font-size:12px}.hidden{display:none!important}@media(min-width:1500px){.hero-copy{padding-left:148px}}@media(max-width:1050px){.nav{padding:0 28px;gap:20px}.nav-links{gap:19px}.nav-links a{font-size:11px}.hero-copy{padding:50px 32px}h1{font-size:51px}.hero-buttons{gap:17px;flex-wrap:wrap}.hero-image,.hero-inner{min-height:520px}.simulator{grid-template-columns:1fr 280px}.sim-controls{padding:24px}.monthly{font-size:34px}.approach-inner{gap:50px}}@media(max-width:760px){.nav{height:76px;padding:0 22px}.brand-name{font-size:25px}.nav>.button{margin-left:auto;padding:11px 13px;font-size:10px;gap:8px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;z-index:10;padding:24px;box-shadow:0 10px 15px #0001;flex-direction:column;align-items:start}.nav-links.open{display:flex}.nav-links a{font-size:14px}.hero-inner{grid-template-columns:1fr}.hero-copy{padding:42px 25px 37px}.hero-copy>p{font-size:14px;max-width:100%}h1{font-size:49px;margin-top:20px;letter-spacing:-2.3px}.hero-image{min-height:320px;border-bottom-left-radius:60px;margin-left:25px}.hero-image>img{object-position:center 53%}.image-note{bottom:28px;left:22px;padding:12px 16px;font-size:11px}.photo-label{font-size:7px;right:15px;bottom:13px}.wrap{padding-left:22px;padding-right:22px}.sim-section{padding-top:35px}.section-heading{align-items:start;gap:15px}.section-heading h2{font-size:23px}.small-note{display:none}.simulator{grid-template-columns:1fr}.sim-controls{padding:22px}.sim-fields{gap:20px}.sim-result{padding:23px}.monthly{font-size:40px}.sim-result .button{max-width:100%}.rate-line{font-size:11px}.sim-result>p{font-size:10px}.credit-warning{font-size:8px;line-height:1.7}.offers{padding-top:43px;padding-bottom:45px}.section-heading>.text-link{font-size:10px;flex-shrink:0;margin-top:27px;gap:5px}.offer-grid{grid-template-columns:1fr;gap:24px}.card-image{height:230px}.card-content p{font-size:13px}.approach{padding:42px 0}.approach-inner{grid-template-columns:1fr;gap:35px}h2{font-size:27px}.faq{padding-top:45px;padding-bottom:45px}.faq h2{font-size:24px}.footer-main{flex-direction:column}.footer-links{gap:55px}.footer-bottom{font-size:9px;gap:20px}.page-hero{padding:35px 0}.page-hero h1{font-size:37px;letter-spacing:-1.5px}.product-section{grid-template-columns:1fr;gap:25px;margin-bottom:48px}.product-section:nth-child(even)>img{order:0}.product-section>img{height:260px}.editorial{padding-top:35px;padding-bottom:35px}.contact-grid{grid-template-columns:1fr;gap:30px}.dialog-head{padding:17px 20px}.dialog-body{padding:22px}.form-grid{grid-template-columns:1fr}.summary-box{grid-template-columns:1fr 1fr}.dialog-actions .button{font-size:11px;padding:14px}.downloads .button{width:100%}.hero-checks{font-size:10px}.eyebrow{font-size:9px;letter-spacing:1.4px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Identité et coordonnées Investment-group */
.brand-name.company-name{font-size:18px;letter-spacing:-.7px;white-space:nowrap}.brand-name.company-name small{font-size:8px;letter-spacing:2.8px;margin-top:4px}.business-address{font-style:normal;font-size:12px;line-height:1.9;margin-top:16px;color:var(--muted)}.business-address a{display:inline-block;color:var(--wine);font-weight:600;margin-top:5px}.business-address a:hover{text-decoration:underline}.contact-address{padding:22px 25px;background:var(--cream);border:1px solid var(--line);border-radius:9px;font-size:15px;margin:0 0 30px}.contact-address strong{color:var(--ink);font-size:18px}.legal-address{font-size:14px;margin:0 0 25px}.footer-main>.business-address{flex-shrink:0}@media(min-width:761px) and (max-width:1100px){.nav{padding:0 24px}.nav-links{gap:12px}.nav-links a{font-size:10px}.brand-name.company-name{font-size:15px}.nav .button{font-size:10px;padding:12px;gap:9px}}@media(max-width:450px){.nav{padding:0 15px;gap:12px}.brand{gap:7px}.brand-mark{width:28px;transform:scale(.8);transform-origin:left center;margin-right:-3px}.brand-name.company-name{font-size:13px;letter-spacing:-.4px}.brand-name.company-name small{font-size:6px;letter-spacing:1.8px}.nav>.button{padding:10px 8px;font-size:9px;gap:5px}.menu-toggle{padding:0;font-size:21px}.dialog-head .brand-name.company-name{font-size:15px}}

/* Contenus de référence */
.knowledge-section{padding-top:55px;padding-bottom:60px}.reading-grid{display:grid;grid-template-columns:1fr 1fr;gap:38px 50px}.reading-grid h2{font-size:25px;margin:12px 0 18px}.reading-grid h3,.local-context h3,.comparison-box h3{font-size:20px;line-height:1.5;margin:0 0 14px}.reading-grid p,.local-context p,.comparison-box p{font-size:14px;margin-bottom:15px;line-height:1.9}.reading-grid a,.local-context p a,.comparison-box a,.article-content p a,.callout a{color:var(--wine);text-decoration:underline;text-underline-offset:3px}.local-context{border-top:1px solid var(--line);margin-top:35px;padding-top:32px}.local-context h3{margin-top:14px}.loan-reading{padding-top:5px;padding-bottom:60px}.comparison-box{background:var(--cream);padding:30px;border-radius:10px;margin-top:35px}.contact-faq{padding:35px 0 0;max-width:none}.skip-link{position:fixed;top:10px;left:15px;background:var(--wine);color:white;padding:12px 20px;border-radius:5px;z-index:100;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}@media(max-width:760px){.reading-grid{grid-template-columns:1fr;gap:25px}.knowledge-section{padding-top:35px;padding-bottom:40px}.reading-grid h2{font-size:23px}.comparison-box{padding:22px}.product-facts{flex-wrap:wrap;gap:12px}.loan-reading{padding-bottom:35px}}

/* Pied de page commun à toutes les pages, sans remplacement dynamique. */
#footer{padding:40px 0 0;background:var(--cream);border-top:1px solid var(--line)}
#footer .footer-main{display:grid;grid-template-columns:minmax(240px,1fr) minmax(0,1.4fr);align-items:start;gap:55px;padding-bottom:28px}
#footer .footer-identity{min-width:0}
#footer .brand{display:inline-flex;max-width:100%}
#footer .business-address{margin:20px 0 0;font-size:13px;line-height:1.9}
#footer .business-address a{padding:3px 0;margin-top:7px}
#footer .footer-links{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.35fr);gap:35px}
#footer .footer-links nav{display:flex;flex-direction:column;align-items:flex-start;gap:11px;min-width:0}
#footer .footer-links h2{font:650 13px 'DM Sans',sans-serif;letter-spacing:0;margin:0 0 6px;color:var(--ink)}
#footer .footer-links a{font-size:12px;line-height:1.65;color:#60635d;overflow-wrap:anywhere}
#footer a:hover{color:var(--wine);text-decoration:underline;text-underline-offset:3px}
#footer .brand:hover{text-decoration:none}
#footer .footer-notices{border-top:1px solid var(--line);padding:22px 0}
#footer .footer-credit{color:#494d46;font-size:12px;font-weight:550;line-height:1.8}
#footer .demo-note{margin:9px 0 0;max-width:100%;font-size:11px;line-height:1.85;color:#696d64}
#footer .footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;margin:0;padding:18px 0;border-top:1px solid var(--line);font-size:11px;line-height:1.7}
#footer .footer-bottom a{color:#62665e}
@media(max-width:760px){#footer{padding-top:30px}#footer .footer-main{grid-template-columns:1fr;gap:28px;padding-bottom:25px}#footer .footer-links{grid-template-columns:1fr 1fr;gap:25px}#footer .brand-name.company-name{font-size:18px}#footer .brand-name.company-name small{font-size:8px}#footer .brand-mark{transform:none;width:35px;margin-right:0}#footer .footer-bottom{align-items:flex-start;flex-direction:column;gap:7px}#footer .footer-credit{font-size:11px}}
@media(max-width:360px){#footer .footer-links{grid-template-columns:1fr;gap:24px}}

.local-context-illustrated{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:38px;align-items:center}.local-context-image{height:100%;max-height:440px;min-height:320px;object-fit:cover;border-radius:12px}.local-context-copy{min-width:0}@media(max-width:760px){.local-context-illustrated{grid-template-columns:1fr;gap:24px}.local-context-image{height:280px;min-height:0;object-position:center 60%}}